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Lia Del Bonifro
Follow your dream, home. ™
Real Estate Sales RepresentativeAs a second-generation Realtor®, Lia is consistently helping her clients navigate the York Region real estate market with confidence by leveraging her extensive market knowledge & analytical skills.
Driven by her unwavering commitment to delivering excellent service, she takes pride in facilitating her clients’ success, enabling them to build generational wealth for themselves & their families. Lia’s personalized approach combines attention to detail and a commitment to exceeding the expectations of her clientele.
Each day, she dedicates herself to ensuring that she can be the Realtor® who not only understands your aspirations, but also helps you achieve them.
Blog
How to Downsize Your Home—at a Profit
How to Downsize Your Home—at a Profit
When done correctly, downsizing your home can be a smart financial move. Follow these tips to downsize at a profit and maximize your financial gain. Strategically Time the Sale Research market conditions: Try to sell during a seller's market when demand is high and inventory is low. This typically results in higher selling prices. Seasonal timing: Home sales peak in spring and summer, but the holidays offer surprising advantages too—11, in fact! Curious how? Give me a call! Watch interest rates: If rates are low, more buyers will be able to afford a higher-priced home, which can work to your advantage. Consult with a real estate professional: If you want to maximize your profit, you need a full-time real estate advisor by your side who studies homes and prices daily. Enhance Your House’s Value Minor renovations: Small updates (e.g., fresh paint, new fixtures, or upgraded hardware) can boost your home’s value without significant investment. Kitchen and bathroom upgrades: If your budget permits, minor remodeling of the kitchen or bathrooms often offers the highest return on investment. Curb appeal: First impressions matter! Spruce up your landscaping, repaint the front door, and make sure your home’s exterior is in good condition. Downsize to a More Affordable Home Choose a smaller, less expensive home: When buying your next home, choose a smaller property in a less-affluent neighbourhood or region to maximize your savings. Invest in a condo or townhome: These often are more affordable and easier to maintain than larger single-family homes. They also can have lower property taxes and upkeep costs. Declutter and Sell Excess Possessions Sell unneeded furniture and items: Downsizing often means letting go of larger or extra furniture and belongings. Host a garage sale, sell online (e.g. Kijiji or Facebook Marketplace), or work with a consignment shop. Profits from these sales can offset moving expenses. Senior citizens should be particularly alert about their personal and financial safety when engaging in such sales. Consign or donate: Higher-end items can be sold through consignment stores, while donating can make decluttering simple. Choose the Right Location Relocate to a less expensive area: Consider moving to a location with lower living costs, property taxes, or housing prices. This could be a nearby neighbourhood, a different city, or even an area with favourable retirement benefits. Look for growing markets: If you're buying in a growing area with increasing property values, your next home can appreciate over time, adding additional profit. Minimize moving costs Shop for moving deals: Compare quotes from various moving companies and schedule your move during off-peak times (mid-month or weekdays) for lower rates. Downsize before you move: Reducing the number of items you move can lower moving costs, especially for long-distance relocations. The fewer items you take, the cheaper and easier your move will be. DIY moving: If feasible, rent a moving truck and move yourself with the help of family and/or friends to save on professional movers. Consider long-term financial strategies Rent instead of buy: If you're unsure about your next step, renting may offer flexibility while allowing you to invest the profits from your home sale. Invest the equity: After downsizing, and with guidance from a financial advisor, consider investing some of the equity from your home sale into income-generating assets (e.g., stocks, bonds, or rental property) to grow your wealth. Plan for your future lifestyle and needs Low maintenance: Opt for a home that requires less maintenance and lower utility bills, allowing you to save on long-term expenses. Accessibility: If you're downsizing for retirement, choose a home that will suit your future needs, such as single-level living or easy access to healthcare and services. By focusing on the right strategies and timing with guidance from a professional real estate advisor, you can downsize your home while generating a significant profit and setting yourself up for a future with greater financial flexibility.
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The Rate Cut Everyone Has Been Waiting For: BoC Drops Key Interest Rate By 0.50%
The Rate Cut Everyone Has Been Waiting For: BoC Drops Key Interest Rate By 0.50%
The Bank of Canada cut its overnight rate target by 0.50% to 3.75%, with the Bank Rate at 4%. Global economic growth is expected to be 3% over the next two years, while inflation has fallen near central bank targets. Growth is forecast to gradually strengthen, driven by lower interest rates, stronger consumer spending, and housing demand. Inflation dropped from 2.7% in June to 1.6% in September. Core inflation is now below 2.5%, and pressures are more balanced. The Bank expects inflation to stay close to its 2% target and thus reduced the policy rate by 50 basis points to support growth. Future rate changes will depend on economic data, with a focus on maintaining price stability near the 2% inflation target. Here's my take: The 2024 fall real estate market hasn’t seen the typical surge of activity we usually expect this time of year. Many buyers and sellers have been holding off, anticipating a significant rate cut, which has finally arrived. I’m optimistic we’ll see more balance in the real estate market in the coming months, driven by the financial benefits that now favour buyers and sellers acting sooner rather than later. For Sellers This is a great time to list your home to avoid competition due to low inventory but increasing buyer demand. If you're priced accurately, you will be in a strong position to get your price without other listings pulling it down. For Buyers If you haven't secured a pre-approval yet, now is your time. The last couple years have been challenging, especially for those with tighter budgets, but today’s rate cut, along with the future potential removal of the stress test, makes the outlook brighter. Need personalized advice? Contact me directly to discuss how this change may affect your real estate goals.
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Getting Started with Smart Home Automation
Getting Started with Smart Home Automation
In today’s rapidly advancing technological landscape, the concept of a “smart home” has evolved from a futuristic dream into a reality that can enhance aspects of daily life. With the convenience, security, and energy efficiency it offers, smart home automation has become an attractive feature for homeowners. If you’re new to this exciting world of technology, keep reading for a beginner’s guide to setting up a smart home, including essential devices and tips for a smooth transition. Start with a Solid Foundation The foundation of any smart home is a robust Wi-Fi network. Ensure you have a high-speed internet connection and a Wi-Fi router capable of handling the increased traffic from smart devices. A reliable network is essential to ensure all your smart devices communicate seamlessly. Additionally, a strong Wi-Fi network ensures speedy streaming, quick communication, and reliable connectivity. Whether you work from home, or simply enjoy watching a movie on Netflix before bed, the quality of your Wi-Fi can enhance the quality of your life. Choose Your Ecosystem When venturing into smart home automation, it’s crucial to select a compatible ecosystem. The two most popular options are Amazon Alexa and Google Assistant, which offer extensive device compatibility and user-friendly interfaces. Your choice here will dictate the voice assistant you’ll use to control your devices. Essential Devices to Consider Smart Speakers: These are the central hub of your smart home. They can answer questions, play music, and control other devices using voice commands. Amazon Echo and Google Nest are popular choices. Smart Lights: Replace your traditional bulbs with smart ones that can be controlled remotely. Smart Thermostat: Opt for a thermostat like the Nest Learning Thermostat, which not only allows you to control your heating and cooling remotely but also learns your preferences to save energy. Smart Locks: Enhance security with smart locks like the August Smart Lock or Schlage Encode, which allow you to lock and unlock your doors remotely and grant access to visitors. Smart Plugs: These nifty devices can turn any regular appliance into a smart one, allowing you to control them remotely. "Living in a smart home has truly transformed my perspective. Now, I no longer worry about whether I turned off the thermostat before leaving for vacation or work; a quick check on the app reassures me. Even better, I can remotely adjust it to create the perfect temperature to greet me on hot summer days or crisp fall evenings. Returning home is even more exciting when you can simply unlock the door, turn on the lights, and start the music with just one click on your phone.”-Sofia Vitkin, Smart Home User Voice Commands and Automation To control your smart home, you can use voice commands through your smart speaker. For example, “Alexa, turn off the lights” or “Hey Google, set the thermostat to 72 degrees.” Another great benefit of your smart home is the ability to create routines or automation rules within your voice assistant’s app. For instance, you can set a “Good Morning” routine that turns on the lights and adjusts the thermostat at a specific time of day. Security and Privacy To ensure top security and privacy within your home, check to be sure your smart devices are updated with the latest firmware to patch any security vulnerabilities. Regularly review and adjust the privacy settings within your smart device apps to control the data they collect. If you are new to all that smart homes have to offer, you can always start small and gradually expand your smart home ecosystem as you become more comfortable with the technology. Embracing smart home automation can transform your daily life, offering convenience, energy efficiency, and security. With the right foundation, essential devices, and a user-friendly ecosystem, you can set up a smart home that complements your lifestyle.
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Crafting a Cozy Transition into Fall at Home
Crafting a Cozy Transition into Fall at Home
As summer nears the end, vibrant hues fade into the warm, rich tones of fall, creating the perfect time to transition your home into a cozy space. Seasonal interior design and home improvement upgrades can make your home a welcoming place for the cooler months. Here are some tips to help you seamlessly transition your home for fall. Interior Design Tips for Fall Embrace Warm Colours Incorporate the rich colours of autumn into your home decor. Think deep oranges, burnt siennas, warm yellows, and earthy browns. These hues can be introduced through throw pillows, blankets, area rugs, and even wall art. A few strategically placed items can make a significant impact on the ambiance of a room. If you’re looking to go bold and paint rooms in a warmer tone, look at Sherwin Williams Pompeii Red, Egret White, & Nearly Brown. Layer Textures Adding layers of different textures is an excellent way to create a cozy atmosphere. Combine soft fabrics like cashmere, wool, and faux fur with rougher textures such as wood and metal. Drape a chunky knit blanket over your sofa, place a wool rug underfoot, or add velvet cushions to your seating area. Want to learn more about combining textures? Take a look at our 2024 Interior Trends Guide. Update Lighting As days become shorter, lighting plays a crucial role in setting the mood. Swap out harsh, bright lights for softer, warmer options. Consider adding floor lamps or table lamps with warm-toned bulbs to create a soothing glow. Candles are also a wonderful way to add warmth and a pleasant aroma to your home. Home Improvement Projects for Fall Enhance Your Entryway The entryway sets the tone for your home. Add a fall-themed doormat, and consider updating your front door with a fresh coat of paint in a warm, inviting colour. Incorporate seasonal decorations such as pumpkins, gourds, and a wreath made of autumn leaves. Insulate and Weatherproof Prepare your home for cooler temperatures by ensuring it's well-insulated and weatherproofed. Check for drafts around windows and doors and seal any gaps. Adding weather stripping can help keep the cold air out and the warm air in, making your home more energy-efficient. Fireplace Makeover If you have a fireplace, give it some love! Clean the chimney to ensure it's safe to use, and consider updating the mantel with fall decorations. Even if you don't use the fireplace for heat, it can still serve as a focal point for seasonal decor. Little Fall Tips A Fresh Start to Your Morning For many of us, fall means back to work, school, and the early morning grind. Ensuring you have an early start to your day can set you up for success and the best day to do that is with a seasonal, pumpkin spice latte. Here's a simple recipe to get you started at home: Pumpkin Spice Latte Recipe Ingredients: 2 cups milk of your choice 2 tablespoons pumpkin puree 1 tablespoon sugar 1/4 teaspoon pumpkin pie spice 1/4 teaspoon vanilla extract 1/2 cup strong brewed coffee or espresso Whipped cream and additional pumpkin pie spice for topping Instructions: In a saucepan over medium heat, whisk together milk, pumpkin puree, sugar, pumpkin pie spice, and vanilla extract. Heat until hot but not boiling. Remove from heat and whisk until frothy. Pour coffee or espresso into a mug and add the milk mixture. Top with whipped cream and a sprinkle of pumpkin pie spice. Bring Nature Indoors Incorporate natural elements like pinecones, acorns, and autumn leaves into your decor. These can be arranged in bowls, vases, or as part of a centerpiece. Houseplants can also add a touch of greenery and help purify the air as you spend more time indoors. Cozy Reading Nook Create a cozy reading nook where you can relax with a good book. Choose a comfortable chair, add a soft throw blanket, and place a small table nearby for your favorite warm beverage. This dedicated space can become a personal retreat during the cooler months. Seasonal Scents Infuse your home with the scents of fall. Use essential oils, candles, or diffusers with fragrances like cinnamon, clove, vanilla, or apple. These scents can evoke the feeling of autumn and make your home feel even more inviting. By embracing these interior design tips, home improvement projects, and little fall touches, you can create a warm and welcoming environment that celebrates the beauty of the season. Enjoy the cozy comforts of your home as you transition into fall.
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Market Trends are calculated using MLS® sold listing data
Featured Listings
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*** Beds*** BathsAddress Not Disclosed
Townhouse
- 1/17 17
New$ 599,000
1 Bed2 Baths7890 Jane ST #3505, Vaughan, ON L4K 0K9
Condo
Listed by HOMELIFE LANDMARK REALTY INC.
- 1/20 20
New$ 644,900
3 Beds2 Baths1 Royal Orchard Blv BLVD #102, Markham, ON L3T 3C2
Condo
Listed by ROYAL LEPAGE FIRST CONTACT REALTY
- 1/38 38
New$ 899,900
3 Beds3 Baths180 Blue Willow DR #29, Vaughan, ON L4L 9C9
Condo
Listed by KELLER WILLIAMS ENERGY REAL ESTATE, BROKERAGE
- 1/35 35
New$ 2,488,000
3 Beds3 Baths15 Shasta DR, Vaughan, ON L4J 1Z6
Single Family Home
Listed by RE/MAX HALLMARK REALTY LTD.
- 1/25 25
New$ 999,000
4 Beds3 Baths78 Lorne Thomas PL, New Tecumseth, ON L9R 0V8
Single Family Home
Listed by IPRO REALTY LTD.
Lia Del Bonifro
Whether you're looking to buy or sell your home, I'm here to guide you toward meeting your estate needs. Get in touch to work with me.
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